Discounts only apply until a minimum premium is reached. Manage your vehicle details. For comprehensive car insurance, the best performer was RACQ, with 72% of claimants rating the insurer a 9 or 10. Bingle consistently has the best price for me. This online discount does not apply to Roadside Assistance that is added to a Budget Direct Car Insurance policy. You can get up to $4,000 for breakdown travel assistance and up to $200. Westpac Comprehensive Car Insurance offers either agreed value or market value cover. Car/Motorbike insurance is through Shannons- the only company who will insure my older, modified cars at a reasonable rate and still offer Agreed Value. If you have an NRMA Insurance policy, save on your first year of roadside assistance from NRMA* for your car, SUV, 4WD, motorcycle or scooter. We're available 24 hours a day, 7 days a week. NRMA Insurance is part of the Insurance Australia Group. Blue slipRental car after theft. expired [NSW, ACT, TAS] $100 off New Comprehensive or Comprehensive Plus Car Insurance @ NRMA. Rideshare car insurance is a relatively new car insurance product designed specifically with rideshare drivers’ needs in mind. Towing map - Metro, country and remote areas | Direct debit terms and conditions. Taxi fares (up to $250) to get you. Find out which ones have received a 5. 7 for value for money, and 4. When we determine your premium on renewal, we may also limit. Before signing up, it could be worth checking with the provider to confirm whether you’ll be charged a fee or a higher premium for the convenience of paying by the month or fortnight. New car replacement. 1 In 2022 there were 12,274 motor vehicle car thefts in NSW. Flexible car insurance for Australians. Ryanek on 11/08/2023 - 10:37. It usually has an overall limit of around $500, but some come with additional cover for things like baby seats. Key policy features: You’ll be well taken care of by a Virgin Money Comprehensive Car Insurance policy in an emergency. 30pm (AET) Save $75 on new comprehensive car insurance when you buy online today! Find out more about QBE Comprehensive Car Insurance and get a quote. You are responsible for the use of the Member ID, vouchers or codes provided as part of the program in accordance with instructions and the Member Benefit terms and Conditions. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. ABN 11 000 016 722, trading as NRMA Insurance. Theft of your car. We are pleased to offer our customers flexible payment options for our Comprehensive Car Insurance cover. Expired NRMA Insurance Vouchers (might still work) Domestic Travel Insurance - Save 5% on a New Policy If You Already Have Insurance with NRMA Insurance @Show Deal; Buildings & Contents Insurance: cover legal liability in some situations up to $20 million @Show Deal; $100 off a new Comprehensive Car Insurance policy #Show Code Here is a list of the best comprehensive car insurers in Australia ranked by customer satisfaction according to Roy Morgan study. 88. And with My NRMA, our members save on these services and more. sumyungguy on 11/08/2023 - 10:51. Comprehensive Advantages. If you want cover against accidental damage, theft, flood, storm, fire or malicious damage, the NRMA Comprehensive Car Insurance policy is ideal. Customer service. Comprehensive car insurance provides the widest range of coverage options. Broken down now and need help? Call NRMA* for roadside assistance on 13 11 22. Unlike CTP Insurance, Comprehensive Car Insurance can provide cover for damage to your car, as well as damage to other people’s cars and property after an insured incident. Get a quote Call 13 49 60. NRMA: $1,613. You may not save more with more eligible policies and by staying with IAL longer if a minimum premium is reached, or IAL have limited increases or decreases in your premium. I have had no issues with NRMA (car insurance), the rate is competitive and the policy covers all the. The NRMA Insurance Loyalty Discount offers between 5% and 25% off eligible insurance policies^ depending on your entire Policy Count and Years of Relationship. Login without password. Motor vehicle theft in NSW (as of December 2022) has risen 17% over the last two years. 5/5 for customer service. B. gov. Yes, if you have comprehensive cover, says Casamento. Be aware there's usually. 67 per month. From green slips to comprehensive policies, we'll help you choose the best car insurance for your ride. There are currently 4 licensed private insurers to choose from: NRMA, GIO, AAMI and APIA. For $89. It covers your car for a range of different circumstances including: Cover for the loss or damage to your vehicle in an accident, theft, fire or weather event. Claims handling. With Seniors Comprehensive Car Insurance, you and your vehicle are covered for accidents, theft, disasters, and even legal liability resulting from at-fault collisions. According to Suncorp, this is because P-platers are and younger than other drivers and are typically seen as a bigger risk to insurers. Get a quote online. Get a quick online quote in just minutes. We eventually sold this, as well as the Hilux, and moved on. You can cancel your policy online, or by calling us on 132 132 (8am–8pm, Mon–Fri). The amount of the discount varies depending on the insurer, but a. we analysed 198 quotes from 33 comprehensive car insurance policies available in Queensland. Car Insurance: NRMA Insurance offers comprehensive car insurance, third party property damage insurance, and third party fire and theft insurance. Assessment period 1 May 2022 to 30 April 2023. Good customer service. The new policy discount amount varies by product: 30% discount on combined Home & Contents Insurance (consisting of 15% discount for combining Home & Contents covers and 15% discount for policies initiated online),15%. Glovebox Guide. NRMA’s Comprehensive car replacement policy covers practically everything. View full terms and conditions. Enjoy exclusive savings on driving lessons, SIXT car hire, holiday deals, stays at NRMA Parks and Resorts, car finance and car insurance. By law in Australia, exchanging details after being involved in a car accident is a must. NRMA Insurance is part of the. Sort by: Relevance. It covers businesses for their civil liability from providing professional services, like advice, which causes certain types of loss or damage (like financial loss) to their clients 2. Contact info for Allianz Car Insurance. Cover that keeps pace with your life Car Insurance Home Insurance Motorcycle policies Quotes and more online with SGIO. Blue (0-4 years) Bronze (5-9 years) Silver (10-24 years) Gold (25-49 years) Gold 50 (50+ years) Comprehensive Car Insurance 1. Canada. Covers loss or damage to the car for insured events as well as your liability for any damage caused by the car to a third party's property. This protection is designed to cover businesses that give advice or provide a professional service, like consultants or other professionals. Learn more about who we are and how we’re making a difference. The cost of insurance (known as your premium) depends largely on the type of cover you hold (i. India. Makes the app your go to for making your. Your insurance cover Comprehensive Plus Insurance Comprehensive Insurance Third Party Fire & Theft Insurance Third Party Property Damage Insurance Loss or damage to your vehicle For a range of incidents For fire, theft or attempted theft (up to $10,000) Any NRMA Partner Repairer Other benefits Baby capsules and child seatsThe policy has received 3. Free2go. News and updates. Do you have an NRMA insurance policy? Login here. 132 818 (8:30am–5pm, Mon–Fri). Home Insurance – It provides coverage for your home, including protection. Hire Car option Windscreen option Any Repairer option. e. Travel insurance. From $9. Select Region. If you have Comprehensive or Comprehensive Plus Car Insurance and there's been loss or damage to your car (as a result of an incident we cover), you're covered for contents including: Personal items (up to $500 with Comprehensive, or $1,000 with Comprehensive Plus Insurance 1; Baby capsules and child seats (up to $500)Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. By telling us you’ve sold your vehicle, we can let you know if you’re entitled to a refund of any unused premium, should you choose to cancel your policy at that time. Plus, this insurance protects other cars from damage if you cause an accident. Enter your details to verify your account. Save $50 on a new comprehensive car insurance policy when you buy online, or save $20 on a new third-party property damage policy you buy online. com. Up to $500 if damaged or stolen. Ryanek on 11/08/2023 - 10:37. NRMA Insurance cover your injuries from an accident you cause (for up to 26 weeks). Damage caused by some severe weather isn’t covered (but it is with Comprehensive Insurance). 6 for transparency, 4. Use our interactive chart to find out the average car insurance premiums from around Australia to see how yours compare. There are 3 nrma. 5. It also covers damage. Car insurance PED February 2023. COMPREHENSIVE MOTOR VEHICLE Hire Car option $55. com credit credit for every month your policy is active. Will need to check again closer to delivery but, with all the best options, this seems a good price. Key policy features: You’ll be well taken care of by a Virgin Money Comprehensive Car Insurance policy in an emergency. What's included. For example, a comprehensive car insurance policy covers repairs to your car for damage caused by things like collision, fire, theft and weather events. Canstar researches and rates car insurance based on both price and features. Looking for top 49 NRMA Insurance Discount Code and deals to get money off!. 99 a month. "Market value" means the cost to replace your vehicle with a vehicle of the same make, model, age and condition as your vehicle immediately prior to the loss. Our Comprehensive and Third Party Property Damage options also offer a range of benefits and optional extras so you can spend on cover that's most important to you. NRMA Car Insurance (Car Insurance): 1. Checked NRMA today for a M3LR with Comprehensive Plus insurance, 12 month membership, hire car, windscreen replacement and choice of repairer on $1000 excess for $1187. Increased benefits. It's annoying, but bear in mind that they're bumping up agreed values for comprehensive insurance due to the pandemic increasing the values of most new cars. Full T&Cs in link. NRMA car hire excess insurance covers the excess amount that a customer would have to pay in case of damage or theft of a rental car. Drivers in NSW who have a comprehensive car insurance policy or a TPFT policy can be covered against car theft. Full list of 2023 winners. Free2go. Switch and save $50 online in your first year ^. Batch says NRMA Insurance will also be offering some more niche policies from 29. Get a quote. A fully comprehensive car insurance policy can cover loss or damage to your car through accident and fire or theft and damage to a third party’s. Award Winner OVERALL INSURANCE 2023. Car insurance generally costs more for P-platers than it does for other drivers. NRMA Insurance cover your injuries from an accident you cause (for up to 26 weeks). So if you make a claim for $1000 in car repairs and the excess on your policy is $100, you’ll need to put $100 towards the repair first before. Allianz Car Insurance (Car Insurance): 2. We got. If NRMA can't find an exact replacement they will pay you out market value. ROLLiN’ put their customers in the driver’s seat by offering great value comprehensive car insurance with no additional excess for young drivers. Of course, driving an unregistered car is illegal, but oversights can and do occur, especially now that windscreen stickers with the renewal date don’t exist anymore. Based on 36,191 Car Insurance reviews. Comprehensive insurance. All this, along with improved and simpler navigation. This reduces the cost of your insurance premiums but means your excess will be more expensive if you make a claim. If you’re involved in an accident, your car and property and the other person’s car and property are covered, even if you’re at faultWe look at and pros additionally cons von NRMA's Comprehensive Car Insurance policy, such well as cover the expulsions, insets and potentials discounts. Alternatively, you can submit a claim online by following these. Eligible Recipients (as defined in paragraph 4 below) agree to be bound by these conditions. Cancellation. Whether you need a mandatory. If your policy number starts with MOT, call 132 132 (7am–8pm) Comprehensive Car Insurance. Who it might be good for: Multiple people using one car. This is extra cover for you if you cause an accident and suffer certain serious injuries 1. The Car Insurance Star Ratings were awarded in June 2023 and data in the table is current as at that date, updated from time to time to. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Download manual. au. * National Roads and Motorists' Association Limited, ABN 77 000 010 506, trading as NRMA, is a. Find out how NRMA Car Insurance - Comprehensive compares to other Car Insurance. The number of car thefts in NSW is one of the highest in the country. If you’ve found a NRMA Insurance great deal, promo, discount, coupon, or sale you want to share with us, visit our Share your promo code page. It also covers your legal liability for loss or damage to someone else's property caused by a motor vehicle accident which is partly or fully your fault. As with any car, there are plenty of variables that go into determining insurance premiums including: The insured value; Exces; Where and how the car is parked overnight; Driving history & claims history; Age; No claims. Home Loans. Because we don’t insure unsafe drivers, we can keep our premiums low for safer drivers like you. NRMA Insurance; CGU Insurance; Club 4×4;Car insurance. We independently review and compare NRMA Comprehensive Car against 42 other car insurance comparison products from 36. membership (roadside assistance and My NRMA benefits) from your computer, smartphone or tablet. Contact the product issuer directly for a copy of the PDS and TMD. Compare comprehensive car insurance for seniors aged 60+ and pensioners, and discover ways to save on the cost of cover while giving your car valuable protection against damage or theft. Limited time coupon. au. To pay or renew insurance policies: 131 144 Pay online. Unlike. Make a Claim Call 13 19 48. It took over 3 months of stress to eventually receive a cash settlement for a grossly inadequate amount. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Zero cancellation fees. Its annual cost of $821 was beaten only by Bingle ($767). 3. NRMA car insurance came in third place in NSW for Customer Satisfaction in 2023. 3. 2. It is very similar to a comprehensive car insurance policy but includes cover for when the car is being used to transport passengers using rideshare services such as Uber, Didi or Ola. What's included. Simply enter your membership number when booking via online quote or calling 1300 363 632. Bingle's Comprehensive Car Insurance is cheap, affordable and reliable. 5% on your car insurance through a loyalty discount if you stay with NRMA a number of years, an extra discount may apply if you have other eligible policies. Australia. Save up to 12. NRMA Third Party Property Damage Car Insurance covers damage to your car caused by an at fault driver up to $5000. United Country. Spain. Will need to check again closer to delivery but, with all the best options, this seems a good price. If your business has been affected by COVID-19 and you have business interruption cover, talk to us about making a claim on 132 818. 2w ago. Alternatively, if you make certain changes, an insurance provider could charge you more, for reasons like the mods impacting the safety of your wheels, or making it more likely your car will get stolen. These terms and conditions (“Offer Terms and Conditions”) apply to the NRMA Insurance ‘$100 Virtual Visa eGift Card Comprehensive Car Insurance and Comprehensive Plus Car Insurance offer’ (“Offer”). 90% of Australians surveyed said. Get a Single Use Code via SMSOur highest level of cover, Comprehensive Plus protects your car from fire, theft and more, plus you get extras like no excess for windscreen repairs and a hire car after any incident. To make a claim call or visit our claims. Our 80 Series Land Cruiser build was covered with Club 4×4 for $42,000 agreed value, at about $1200 a year. Just download and print the coupon then present it to NRMA. James T. Rideshare app. The results confirmed IAG’s profit warning from earlier this month, reporting a contraction in its underlying insurance margin to 10. TPPD insurance (at a minimum) DiDi. If you have an NRMA Comprehensive Car insurance policy, one of the first things to do is call us on 132 132 to start your claim. This means, you can call the IAG Customer Care Centre on 1300 168 260 if you would like to make any changes or have any questions regarding your general insurance policy. Get a quote online. Germany. Call us on 133 723. There have been two test cases in relation to business interruption cover and COVID-19 impacts. If you can't identify the other party you will need to pay your excess. Third Party Fire and Theft. Never worry with accidental damage included. Cancellation. for 24/7 business roadside assistance. The highest level of cover from NRMA Insurance, with all the protection of Comprehensive Car Insurance, plus extras to enhance your cover. Not an NRMA customer and need a hire car? Find help now. Get a quote today. Try making a claim : (. NRMA Insurance is part of the Insurance Australia Group. If you make an insurance claim and the insurer decides to ‘write off’ your car, the difference between agreed value and market value car insurance becomes apparent. If. Car Insurance - Comprehensive. For vehicles insured in NSW, QLD, TAS or the ACT: An additional excess (known as an age excess) applies if a driver is under 25 years of age. Only for new policies. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Lifetime guarantee on repair work authorised by us. Sign in with SMS code. It also covers your legal liability (up to $20 million) for accidental damage to other people's cars and property that's caused by the use of your car. Comprehensive Insurance. Member offer. Adjust the selections to suit your needs. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. AAMI Comprehensive Car Insurance NRMA Comprehensive; Underwriter: AAI Limited: Insurance Australia Limited: Accidental Damage: Damage to other people's car: Bonuses: $50 online discount: No: Sign in. Sort by: Relevance. Call us on 133 723. Broken down and need help now? Request Roadside Assistance from NRMA. I recently experienced a not at fault car accident. Shannons, a member of Suncorp Group, is the best car insurance provider with rating of almost 93%. NRMA car insurance online quoting. No excess to pay for glass damage repairs. You want to be covered: We paid over 99% of comprehensive car insurance claims in 2022. Posts: 1,323. Typically most comprehensive insurance policies cover: The full cost of repairing damage to your car following an accident (regardless of who's at fault) Damage to other cars. Insurance issued by Insurance Australia Limited trading as NRMA Insurance. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). This is just a summary. These terms and conditions (“Terms and Conditions”) apply to the NRMA Insurance HBF “$100 Virtual eGift Card” offer (“Offer”). NRMA Insurance Insurance is supported by IAG, a leading comprehensive insurance company in Australia and New Zealand. Go with Australia's largest roadside assistance network. To find out how much Comprehensive Car Insurance costs, get a quote online. Comprehensive Extras. COMPREHENSIVE MOTOR VEHICLE Hire Car option $55 (excl Discounts and Government charges) Windscreen option $55 (excl Discounts and Government charges) Any Repairer option An additional premium will apply for this. Roadside Assistance. 3. Login without password. Budget Direct's comprehensive car insurance policy won this year's Finder Award for best value. If you are more than 100kms from home and your car can’t be driven after an incident we cover, we’ll cover the costs of emergency transport and accommodation of: up to $1,500 if you have Comprehensive Plus. However, if you want to be. Today, our Isuzu Dmax today is covered for around 55k, at around $1500 a year. Regular Cover. NRMA Insurance provides car insurance, home insurance, travel insurance,. Join Date: Feb 2010. Comprehensive Plus The highest level of. This is just a summary. View full terms and conditions. The cost of comprehensive car insurance will depend on various factors, including your level of cover and excess, age, gender, driving experience and the car you are insuring. Download manual. General Enquiries: 132 132 New Customers: 132 132 International: +61 2 8661 7307 Claims Enquiries: 1300 317 526 Existing Customers: 132 132 Travel General Enquiries: 1300 305 790 New Travel Customers: 1300 305 790 Emergency Assistance Overseas: +61 2 8907 5584 Travel Claims Enquiries: 1300 135 640 Existing Travel Customers: 1300 305 790. CTP insurance doesn't cover damage to your car or any other cars. MURWILLUMBAH Great Customer Service. To find your rating, check your current car insurance policy. au) i found them cheapest for comprehensive . Code can be used online, in-store and over the phone. ROLLiN' was the cheapest comprehensive car insurer on average in Australia for 20-year-olds and second best for price on average. When making decisions about NRMA Insurance, consider the Product Disclosure Statement and Target Market Determinations at nrma. in a year with the Qantas Wellbeing App by regularly completing car safety checks and reaching your sleep goals. You can choose your insurer: AAMI, Apia, GIO, NRMA. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). And, in the event that you need to make a claim, our claims lodgement and emergency assistance centre are happy to help. Award Winner OVERALL INSURANCE 2023. com. Comprehensive luggage cover: With higher limits for Your laptop, tablet, phone and camera equipment. Mon-Fri 8am-5pm, Sat 8am-1. au promo code and other discount voucher. com. Things you should know: 1. Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. The NRMA Insurance app makes it easy to check your policies and know exactly what you’re covered for. NRMA. Save up to 25% depending on your entire Policy Count. 5/5 for customer service. This is covered by comprehensive car insurance. With a multi-car insurance policy, some types of coverage—such as third-party insurance —will be the same across every vehicle insured under the policy. Get a quote. For policies that started from 22 February 2023–19 July 2023, or were renewed from 27 March 2023–27 August 2023. Checked NRMA today for a M3LR with Comprehensive Plus insurance, 12 month membership, hire car, windscreen replacement and choice of repairer on $1000 excess for $1187. 6 for transparency, 4. You can make a claim 24/7 by calling AAMI on 13 22 44, using the AAMI app or online. Up to 5% discount on internationaltravel insurance for NRMA members^. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). 5t for larger vehicles, perfect if you drive shorter distances. 8 million in our community, you can get more, do more and drive for a better tomorrow as a member of the NRMA. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). Compare more than 40 comprehensive car insurance policies to find the best cover for your ride. ABN: 15000122850. What changes can I make to my policies using my online account? The policy changes you can make using your online account depend on the policies you hold. New to My NRMA? Register now. Made a claim from an accident, have been in circles with suncorp from day 1. Other things to keep in mind. We cover accident damage, theft, severe weather and more, plus we cover anyone who drives your car. 99 a month. ABN: 77000010506. Eligible Recipients (paragraphs 5 and 9) agree to be bound by these Offer Terms and Conditions. For optional car insurances such as third party and comprehensive car insurance, you will generally find the expiry date on your insurance certificate. There are a total of 60 active coupons available on the The NRMA website. This depends on the type of insurance. Money magazine’s Best-Value Car Insurance award-winner 2023. au website, Australian Seniors is the top-ranking car insurance provider in Australia, achieving ratings of 4. Bingle (Car Insurance): 1. Register in 3 simple steps or sign in with your email or mobile number. Know better, choose better. NRMA Insurance is now offering general insurance products in SA and WA. I took his licence, plate number and phone number and gave these to. Renew your Car Insurance Pay for a new policy Manage your monthly payments and more online. com. com. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Enter your details to verify your account. Simply enter your membership number when booking via online quote or calling 1300 363 632. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. Broken down now and need help? Call NRMA* for roadside assistance on 13 11 22. Credit Score. au. Car Insurance - Comprehensive Plus. 3. Added Value. You can add options to your cover to suit your needs. This compares to an average annual premium of: $890 for an adult driver aged 45–65. At Budget Direct, you may have the option to insure your car for an agreed, provided: the agreed value is within an acceptable range of the market value. Child Safety Seats & Prams (55) Hire Car after Theft (76) Lock and Key Replacement (55) New-for-old Car Replacement (49) Pay As You Drive / Fixed Kilometre Discount (6) Show discontinued. Back. An age excess also applies if a driver is over 25 and has had their provisional or probationary license for less than 2 years. 8 out of 5 stars from 825 genuine reviews on Australia's largest opinion site ProductReview. And our $75 discount if you take out a new Comprehensive Car Insurance policy online makes the choice even easier. Complaints & Feedback. For general enquiries Call 13 24 81. Contact info for Bingle. No excess to pay for glass damage repairs. Insurance (except Travel sold in NSW, QLD, ACT, and TAS, Life and Income Protection) issued by Insurance Australia Limited, ABN 11 000 016 722, trading as NRMA Insurance. 7 for value for money, and 4. NRMA Insurance is part of the Insurance Australia Group. We can tailor your policy to include protection against downtime, towing costs. Plus we cover the extras on your car like alloy wheels, sunroofs. Keep a record of the police officer’s name, police station, date reported, and report reference number. Optional hire car cover means we'll arrange a hire car when your own is out of action because of an incident covered by your. NRMA Insurance car insurance. If not, then one or more excesses will apply when you make a claim. spend $1,550 per policy to earn 50,000 points. * T&C's apply. Don't remember your details? Log in easily with your mobile and date of birth here . Be aware also that there’s no such thing as the best 4WD insurance. This age excess is lower if the driver under 25 is listed on your policy. NRMA Car Insurance Review. Any options you choose will be shown on your current Certificate of Insurance. Regular Cover. Location: Bondi. 24/7 Roadside Assist included in comprehensive. Business address is Darling Park Tower 2, 201 Sussex St, Sydney NSW (can’t assist with enquiries at this address). United States. Roadside Assistance. Comprehensive Car Insurance. This offer is available to all current VRA Rescue NSW members. This NRMA Motor Insurance Premium, Excess & Discounts Guide should be read with and forms part of the NRMA Motor Insurance. 23 and include nice little benefits like a hire car while the ute is. An excess usually applies for most claims unless there's someone else we can recover the costs from, like the driver of another car who caused the accident. 5% loyalty bonus for over 21 years with NRMA. Paying in instalments can make payments more manageable, but you can often get a cheaper rate for paying 12 months at a time. We pay this on top of your agreed value. 30%.